Your INCHARGE card is a debit card. We don't give out credit cards yet, but this is something that may be available in the future.
At the moment, INCHARGE users can only have 2 virtual and 2 physical cards at a time.*
*If you have already ordered your physical card in the INCHARGE app and it hasn't arrived yet, kindly wait a few more days. It should arrive in 8-10 working days. Please make sure that you don't click on 'Add a new card' again because this will generate a new card order and your existing card will be blocked.
The first INCHARGE card can be ordered and delivered free of charge. To obtain additional details regarding pricing and fees for the extra cards, please check here.
Your new INCHARGE card should be delivered to you at no cost via Royal Mail within 15 working days after you order it, but most cards will arrive sooner than that, within around 8-10 working days. If this period has passed and you still haven't received it, please contact our live agents through our chat or write to: support@inchargecard.com.
There are 2 limits for contactless payments:
1. Cumulative limit of 150 EUR for contactless transactions in a row.
2. A limit per one contactless transaction: 50 EUR.
We do not restrict the number of transactions, which means that a user can perform, i.e. 7 contactless transactions, 20 EUR each (we allow them until they hit 150 EUR of cumulative limit) or 3 transactions for 40 EUR - the 4th one ( for 40 EUR) will be required to go through SCA (Strong Customer Authentication).
Incharge Services Ltd acts as a partner of Intergiro Intl AB for the provision of electronic money account services and debit card services. Intergiro Intl AB (publ). Company no: 556965-3537. Regulated Swedish Financial Supervisary Autharity (Finansinspektionen) under the Swedish Electronic Money Act (2011:755). License no: 48003. Incharge Services Ltd HADJIYIANNI BUILDING, Floor 4, Flat 401, Makariou III 34, 3065 Limassol, Cyprus Company No. C322510. EU VAT No. 10322510T. Copyright © 2025, Incharge Services Ltd.